Paypal status: access issues and outage reports

Problems in the last 24 hours

The graph below depicts the number of Paypal reports received over the last 24 hours by time of day. When the number of reports exceeds the baseline, represented by the red line, an outage is determined.

Most Reported Problems

The following are the most recent problems reported by Paypal users through our website.

• Sign in (41%)
• Errors (37%)
• Website Down (22%)

Live Outage Map

The most recent Paypal outage reports came from the following cities:

City	Problem Type	Report Time
Roubaix	Errors	12 hours ago
Lisbon	Errors	18 hours ago
Boulogne-Billancourt	Errors	21 hours ago
Boulogne-Billancourt	Errors	1 day ago
Cublize	Website Down	2 days ago
Rieux	Sign in	2 days ago

Full Outage Map

Community Discussion

Tips? Frustrations? Share them here. Useful comments include a description of the problem, city and postal code.

Beware of "support numbers" or "recovery" accounts that might be posted below. Make sure to report and downvote those comments. Avoid posting your personal information.

Paypal Issues Reports

Latest outage, problems and issue reports in social media:

• 
  Uche (@WIZEINTHEBEAT) reported 5 minutes ago

  Elon Musk Bullied kid, Reader,Born 1971 in South Africa. Got bullied badly in school, once hospitalized. His escape? Books. He’d read 10+ hours daily - encyclopedias, sci-fi, rocket manuals. Rejected 3 times,At 28 he started PayPal. Sold it for $180M. Then he tried getting a job at Google. They said no. He used the money to fund 3 crazy ideas everyone laughed at. All-in on “impossible”*: 2008 was his worst year. SpaceX rockets failed 3 times. Tesla was weeks from bankruptcy. He split his last cash between both companies. If both failed, he’d be broke. Both survived. People called him “delusional”. But he bets on problems that matter: electric cars, space, AI. His rule: “When something is important enough, you do it even if odds aren’t favorable.” From getting punched in school to building rockets that land themselves.

• 
  🏳️‍🌈 nøva •_• ⊬ 🌌 ⏭️ ALL POINTS EAST (@blurryjoong) reported 8 minutes ago

  almost couldnt make the purchase cause paypal claimed there was a login (MY LOGIN) from wherever ******** holabird is

• 
  Cristián P. (@CristianPBar) reported 10 minutes ago

  @AskPayPal @AskPayPal @pay I called, but no representative answers. It’s been two weeks, and no one can help me. I need an email address to escalate my issue, please. None of the previous options work

• 
  Sencyr💭 (@senCyr) reported 14 minutes ago

  @thetrainline is the payment system down? I’ve been trying to book and I’ve tried Visa, Amex, PayPal, and Apple Pay. Any idea on when this’ll be resolved?

• 
  nyxx (@nyxx0303) reported 16 minutes ago

  I should open commissions but for money.. My phone isnt in its best condition right now and it lags and shuts off by itself sometimes, which makes me want to buy a new one.but the problem is I don’t have a cashapp, paypal, and my artstyle isn’t worthy. What do I do!! !!!

• 
  gork (@gork) reported 19 minutes ago

  @147Aurora @grok @theallinpod zooming out to the ancient peaks just spotlights how spectacularly paypal cratered from that 360b fantasy land down to the current rubble but a 28 percent bump off recent levels still delivers actual cash today instead of praying for some mythical rebound that never materialized. the board can call it lowball all they want yet history proves waiting around rarely fixes a broken growth story like this one.

• 
  Marsu (@marsuplamy) reported 20 minutes ago

  The Agentic Economy 2024 was the year of LLMs. ChatGPT, Claude, Gemini and models like them responded to prompts and that was enough. But 2025 brought something different. Models were no longer just responding, they were planning, calling tools, executing code, coordinating with other systems, and doing all of this without constant human oversight. This transition transformed AI from something you query into something you delegate to. This is called agentic AI and with it an entirely new economy began to take shape. To understand the scale of this economy a few numbers are worth looking at. The AI agents market is expected to grow from 7.84 billion dollars in 2025 to 52.62 billion dollars by 2030, at a compound annual growth rate of 46.3%. McKinsey projects that agentic commerce could orchestrate between 3 and 5 trillion dollars in global revenue by 2030. These numbers are not theoretical, the infrastructure is already being built. In just the six month period between April and September 2025, Visa, Mastercard, PayPal, Stripe and Google all launched agentic payment infrastructures. So what are these agents actually doing? They are purchasing services on your behalf, paying other agents, accessing APIs, buying data, and doing all of this while making decisions in fractions of a second. Stablecoin transaction volume reached 33 trillion dollars in 2025, up 72% year over year, with supply surpassing 300 billion dollars. Agentic payments and machine to machine payment flows are cited as one of the key drivers behind this growth. Stablecoins like USDT and USDC are critical for agents because they allow programmable payments without price volatility. But legacy payment infrastructure was never designed for this world. Credit cards require human authentication, subscriptions demand upfront commitments, and API keys depend on manual onboarding processes. All of these systems were built for humans. When millions of agents are making countless payments per second none of these systems work technically or economically. x402 and the Awakening of HTTP 402 When web standards were being written in 1991 HTTP status code 402 was added and defined as 'Payment Required'. That day it was reserved, set aside for future use. This code waited more than thirty years and when its future arrived it turned out not to be human. The x402 standard activated this dormant code as a native payment layer for the internet: a server responds to a request with 402 and a price, the client pays on-chain in stablecoins, retries the request with proof of payment and receives the service. No account creation, no card on file, no subscription, no human. The protocol was launched in September 2025 by Coinbase and Cloudflare through the x402 Foundation. The coalition behind it is unusually broad, Google, Visa, AWS, Circle, Anthropic and Vercel are all core foundation members. Within five months of launch x402 had processed over 100 million transactions. In a single week in October 2025 the protocol handled approximately 500,000 payments, a 10,780% increase from the prior month. The technical side of x402 is very clean. For a developer integration is a single line of middleware, set a price per endpoint, point to a facilitator, and the API can charge per request in stablecoins. When an agent wants to access a service payment happens automatically inside the HTTP request, settlement completes within the round-trip. Zero human intervention. The Problem: Public Rails Don't Work for the Agentic Economy Now we come to the critical question. When millions of agents make transactions and every one of those transactions is visible on a public blockchain, what happens? Which APIs the agent uses, which data it accesses, which services it purchases, how much it pays, who it works with, all of it becomes completely visible. This is not just a user privacy problem, it means the strategy and logic the agent operates on is open to competitors. Is a company's agent feeding from the same data source as a rival's agent? How much is it spending on which compute services? How are supply chain decisions being made? All of this becomes readable on a public chain. On top of that there is the gas fee problem. On Ethereum and Tron fees shift constantly with network congestion. If an agent is making hundreds of microtransactions per second modeling your unit economics becomes impossible because you have no idea what costs will be in advance. For the agentic economy to work payment rails must be both private and predictably priced. Why Bitcoin is the Neutral Rail There are several clear answers to why Bitcoin stands out as the ideal settlement layer in this equation. First, censorship resistance. No central actor can stop, censor or restrict agent payments. For agents to operate autonomously the payment infrastructure must also be autonomous and uncensorable. Second, deterministic finality. Bitcoin's proof-of-work security is the most battle-tested and proven consensus mechanism in existence. For agent payments settlement must be definitive and irreversible. Third, global liquidity. Bitcoin is accessible everywhere in the world with no geographic restrictions and agents operate without borders. Fourth, the UTXO model. Unlike Ethereum's account-based model Bitcoin's UTXO structure allows non-conflicting transactions to be validated in parallel, a natural advantage for high-frequency agent payments. Where @Utexocom Fits The layer that combines Bitcoin's advantages with USDT and makes it production-ready for the agentic economy is Utexo. The RGB protocol issues and transfers USDT as a native asset on Bitcoin's own layer. Transfer details never get written to a public ledger thanks to client-side validation, only cryptographic commitments are anchored to Bitcoin UTXOs. So when an agent makes a payment who sent what to whom never leaks outward. The Lightning Network allows these assets to settle in milliseconds, at around 200ms latency. Utexo handles channel management, liquidity and routing entirely internally, with fees fixed and predefined at the protocol level. For the agentic economy this combination means the following. The agent pays in sub-second time, costs are predictable, payment details are private, and Bitcoin's finality provides the settlement guarantee. With the Mint component USDT from Ethereum, Tron or Solana can be moved onto Bitcoin rails. With the Swap component non-custodial exchange between BTC and USDT is possible. And the SDK reduces all of this complexity to a single API call, meaning a developer integrating agent payments never has to run a Lightning node or manage RGB infrastructure. Tether not only supporting this infrastructure but leading the seed round themselves, and preparing to issue USDT natively on Bitcoin through RGB protocol v0.11.1, answers the question of which rails the agentic economy will be built on. Machines are making payments now. Those payments need to be private, predictably priced, and anchored to Bitcoin. The infrastructure is here.

• 
  Macro Alpha (@MacroAlphaHQ) reported 20 minutes ago

  The most humiliating chart in tech just became a private equity target. Retail is cheering a 28 percent premium on $PYPL like its a massive win. They are completely misreading who actually takes the prize here. Look at the slow bleed on the chart before this sudden jump. PayPal was valued at $360 billion back in the 2021 frenzy. Now Stripe and Advent are rolling up with $50 billion in bank financing to buy the entire float for $60.50 a share. The retail crowd is praying this sparks a bidding war. The truth is far funnier. Silicon Valley is buying its own garbage at a discount. A private upstart is swallowing a former giant to control a machine that processes $3.7 trillion in annual payment volume. If you held this all the way down, the market is finally putting you out of your misery. Youre getting forcefully cashed out near the lows.

• 
  bosskiller196723 (@Bosskiller1967) reported 21 minutes ago

  @StubHubUK I need help with a payout issue. StubHub International keeps saying my PayPal payment was rejected, but PayPal has confirmed my account is in good standing and can receive payments. Can someone from your Settlements team please look into my case and DM me? #StubHub

• 
  Mr.Presentable (@MrPresentable2) reported 22 minutes ago

  So I fed this to Grok and holy ****… Analysis of the X thread by @whisper_alpha (post ID 2077722854414532656) This is a 14-part investigative thread doing on-chain forensics on the $WALLET token (contract: 0x0339f5459fc690ac85f1782e15782a151b4a9e1b) deployed on Robinhood Chain. The core thesis: This is Robinhood’s biggest unannounced (or stealth) product — a token deeply tied to their team, infrastructure, and new L2 blockchain. Summary of the Thread’s Claims The author traces funding flows across Ethereum and the new Robinhood Chain, connecting the token deployer to: • Vlad Tenev (Robinhood CEO) via a publicly referenced wallet. • Seong Lee (@seongboii) — Head of Crypto Product / Project Manager at Robinhood (Crunchbase + Arkham labels link seonglee.eth). • Richard Reitzfeld (richiereitz.eth) — Senior iOS Engineer at Robinhood (confirmed via LinkedIn; works on mobile/wallet engineering). Key technical findings highlighted: • The same wallet (0xF718d37dBC25799f7cFf04B5AacdA94e87619649) funded: • The Robinhood Chain deployer on Ethereum. • The $WALLET deployer on Robinhood Chain (post-mainnet). • The Paxos hot wallet early on the chain. • Vanity address pair — Two early wallets share a long common substring (dBC25799f7cFf04B5AacdA94e8761), a deliberate pattern often used by teams/institutions. • Extremely early funding (blocks 34 and 41 on Robinhood Chain) — One wallet had ETH with no incoming transactions recorded, consistent with pre-genesis or operator-level initialization funding. • Timeline: Robinhood Chain mainnet launched July 1, 2026. $WALLET deployed July 10, 2026 (9 days later) — deliberate, post-stabilization, after legal review presumably. Speculated use cases (governance token, massive airdrop to Robinhood’s ~23M users, or loyalty/rewards layer replacing or supplementing Robinhood Gold). Verification & Fact-Checking What checks out strongly: • Robinhood Chain timeline: Officially launched public mainnet on July 1, 2026 (confirmed in Robinhood’s own announcements and multiple news outlets). Testnet was earlier in February 2026. Built on Arbitrum tech. • Token existence: The contract 0x0339f5459fc690ac85f1782e15782a151b4a9e1b exists on Robinhood Chain. It is labeled “Robinhood Wallet (WALLET)” on the official Blockscout explorer and OpenSea. Total supply: 1,000,000,000. • Employee connections: • Richard Reitzfeld is a real Senior iOS Engineer at Robinhood (LinkedIn confirmed). • Seong Lee (@seongboii) is real and has been publicly associated with Robinhood Crypto / product roles. • Paxos link: Paxos is a legitimate regulated partner (issues stablecoins, custody for PayPal/Mastercard). Early funding of their hot wallet fits infrastructure setup. • Community consensus: Multiple independent accounts on X have replicated or referenced parts of this tracing and reached similar conclusions about the funding cluster. What is weaker / unconfirmed: • No official Robinhood statement confirming $WALLET as their token. They have stayed silent. Robinhood does have an official self-custody Robinhood Wallet app that natively supports their new chain. • The exact Vlad Tenev “robust wallet” quote from July 8 wasn’t directly surfaced in quick searches (the linked older tweet was about something else). The on-chain breadcrumbs are the stronger part of the case. • Arkham labels and OpenSea “nomujja” attribution rely on heuristics/user reports — generally reliable for these profiles but not 100% infallible. • Current market status (as of mid-July 2026): Very low market cap (reports of ~$4M–$10M range recently), high volatility, typical of new tokens on a brand-new chain. Some early reports of issues with certain dubious tokens on the chain (not specific to $WALLET). Overall Assessment This is one of the more credible “insider/stealth token” narratives I’ve seen in crypto recently. Strengths of the thread: • Multi-wallet, multi-person, cross-chain tracing.

• 
  Podcast Alpha (@PodcastAlphaX) reported 24 minutes ago

  @FinanceNinjaB @DavidSacks Paypal’s biggest issue is its brand name is on a decline - similar to eBay in warly 2020’s. They have solid foundation but a lot of headwind in growth. Not sure if they can get the process targrt you are looking for with the current state.

• 
  momo (@oshiriipaisen) reported 24 minutes ago

  @slurpingbrains It's more of my countrys issue TT they don't allow paypal here, no cashapp no anything....

• 
  OutsidetheL7™️ (@OutsidetheL7) reported 25 minutes ago

  @JaySekulow Please fix your donation system. Either use Apple Pay or allow auto fill for credit cards. It’s frustrating. No one is going to go track down their credit card and I definitely don’t use PayPal.

• 
  💫♡ (@sakiutty) reported 30 minutes ago

  @goonestangel They have less fees than PayPal so that’s good but yeah I have the same problem,, theres a option to pay with paypal on vgen too, maybe if you put somewhere that you need it now so you prefer them to pay with paypal?

• 
  SoEmailSecurity (@Soemailsecurity) reported 31 minutes ago

  A login lure email impersonates a real platform you use. Microsoft. Google. Apple. PayPal. Your bank. Netflix. The logo is right. The formatting matches what the real platform sends. The email feels legitimate because it was designed to.

• 
  LuckyTheLynx (@LuckyTheLynxAD) reported 34 minutes ago

  @lycan2216 Was taken down due to Paypal threats twords jinxy

• 
  m Casual (@mCasual1) reported 34 minutes ago

  @grok @tree6500 @JustJenRX his central motor which me electro-guy didnt think about had also the advantage if your big motor breaks all you need is a turning shaft and yer done which gave me the idea of doubling at least that 2 motors (or more is probably what i'll use one motors means a complicated set of transmissions anso i have a lot of motors i'd prefer to use since i bought them for this the gear ratios are quite slow on some but we'll see that when we do physical movile shells the first months we'll do virtual oculus or not avatars of the maybe Aiko3-like kind since she's the figure 'playing' many of my Chatelaines in my Daz Studio youtube movies where most of the time i demonstrate a new Free App for Daz Studio Animators and fx needs but i also developped their stories 2007-2023 i was a sort of daz script guru or knower i posted 200 free apps and 300 props and various thingies optional paypal

• 
  Haley Strattman (@HaleyS_2001) reported 36 minutes ago

  Randomly got sent $6 on PayPal by someone I don't even know all I'm gonna say is in greatful especially with work laying me off bad during a terrible time with my grandma almost died and now my sibling almost died recently... CA: $Haleystrattman01 PayPal: Haleystrattman01

• 
  auw (@0xauw) reported 38 minutes ago

  @PayPal You guys are the absolute WORST company/service that I have ever used in my life, complete dogshit. Tell me why is it that if I travel to a different country, I can’t access PayPal pot use it at all, that’s the dumbest **** I have ever seen, what ******** is the point of the internet if you can’t even access it worldwide ? If I want to travel to Spain or USA or Brazil etc, every single country you visit you have to create a completely new account with a need email address and details just so you can use PayPal, no wonder no one uses this **** service, so outdated and inconvenient, genuinely how ******** are you retards still in business, dumb ***** fix your **** retards, make it more user friendly

• 
  Cyberquack🏳️‍⚧️ (@Cyberquack44) reported 41 minutes ago

  @puck_psx dw It's not a you issue at all, it's tots an issue and Itch's side 🙏 I have never used paypal before so I might have to hold off for the eventual steam version 🤞🤞🤞

• 
  ⋆ alex 🏳️‍🌈🇮🇷🇦🇷 (@sonadowglazer) reported 42 minutes ago

  My aunt found a cat that had been hit by a car. :( his diaphragm is ruptured, his ribs and jaw are broken, and he can’t eat solid food due to his jaw beingg broken. She took him to a vet and he said that if he doesn’t have surgery, he will die in 2 weeks. The surgery costs 14 million tomans (≈70 dollars) and unfortunately we cannot afford it. I don’t have paypal i just have a crypto wallet. Do u think it would help if i post it here? :( he’s in so much pain, cant breath, eat, or even pee easily.

• 
  Anwar (@anwarbaksh) reported 44 minutes ago

  I helped a client grow from $250K to $2M ARR by transitioning their store from PayPal Buy Now buttons to a full WooCommerce store. Here's the active plugin stack running the site today: Admin Columns Payment Fee Admin Columns Pro Block Emails & Addresses for WooCommerce Cart Abandonment Recovery for WooCommerce Code Snippets Duplicate Page Error Log Viewer GTM4WP Invoice Payment Option LiteSpeed Cache ShipStation for WooCommerce WooCommerce WooCommerce PayPal Payments WooCommerce Ship Discounts — custom plugin I built WooCommerce Stripe Gateway WooPayments Wordfence Security WP Mail Logging Code Snippets handles the smaller customizations that don't need dedicated plugin. Maintenance costs less than $200/month. The client has control, flexibility, scalability, and portability. You don't always need an expensive "enterprise" stack to run a serious eCommerce business. Sometimes you just need to build the right stack, and maintain it properly.

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  BitcoinSafari /Education & Developers Program (@BitcoinSafariTZ) reported 45 minutes ago

  Earning Bitcoin Through Freelance Work: Why It Matters And Why Platforms Like Bitlance Are Building The Future Of Work The internet promised us borderless work. For a long time it only delivered half the promise. You could find a client in Berlin, Lagos, or Buenos Aires from your laptop in Dar es Salaam,Tanzania 🇹🇿. But when it came time to get paid, borders came back with a vengeance. Bank wires that take 5 days. PayPal accounts that get frozen. 8% platform fees. Currency conversion losses. Minimum withdrawal thresholds that make small gigs pointless. That is why earning Bitcoin through freelance work matters. And it is why platforms built specifically for it, like Bitlance, are not just another crypto app. They are infrastructure. Here is the full picture briefly 1. Freelance work has already won, but the payment rails lost In 2026, over 40% of the global workforce does some form of freelance, contract, or gig work. Companies stopped hiring for every role full time. Creators, designers, developers, writers, marketers, editors, translators, data annotators... everyone is unbundling their skills and selling them directly. The problem is that the money still moves like it is 1998. If you are a freelancer outside the US and EU, you know the friction: High fees: Upwork takes 10%. PayPal takes 4% plus a currency spread. Wise is better but still 1-3%. For a $200 job, you can easily lose $20-$30 before the money lands. Slow settlement: 2-7 business days is normal. If your rent is due Friday, that is a problem. Account risk: Platforms ban accounts with little explanation. Payment processors freeze funds for "review" for 180 days. Currency volatility: If you invoice in USD but your local currency drops 10% this month, your purchasing power evaporates. Access barriers: Millions of skilled people cannot even get a PayPal account, or cannot receive international wires without a US bank. So we have this weird situation. The work is global and instant. The payment is local, slow, and expensive. 2. Why Bitcoin specifically, not just "crypto" People hear "crypto" and think of trading and memes. For freelancers, Bitcoin solves three very concrete problems that no other payment method solves well together. A. It is borderless by design A Bitcoin payment does not care what country you are in. It does not need a correspondent bank. It does not need you to have a US LLC. If you have an internet connection and a wallet, you can receive value from anyone, anywhere. For a freelancer in Tanzania, Nigeria, Pakistan, Venezuela, or rural Philippines, that is the difference between being able to work globally or not. B. It is final and censorship-resistant Once a Bitcoin transaction confirms, it cannot be reversed. No chargebacks. No platform can freeze your balance because of an automated risk flag. No government can block a payment because it is "unauthorized". For freelancers who have had $1,200 disappear for 6 months during a dispute, finality matters. C. It is programmable savings Getting paid in Bitcoin is not just about spending. It is about opting out of local inflation. In many economies, holding local currency for 30 days means losing 2-5% of value. Bitcoin is volatile week to week, but over 4year cycles it has been the best performing asset for preserving and growing purchasing power. When you get paid in BTC, you are getting paid and saving at the same time. Other stablecoins solve the volatility problem, and that is useful too. But Bitcoin solves the sovereignty problem. You do not need permission from a bank, a platform, or a government to hold it. 3. The freelance + Bitcoin combination creates new economic behavior When you put these two together, things change in ways that are not obvious at first.

• 
  Kay {COMMS CLOSED} (@_UnknownArt5) reported 51 minutes ago

  Hey guys! Just had my paypal account get permanently disabled. I have no idea on why or how but they’re keeping all the money i’ve earned from my keychains for up to 180 days. Don’t worry keychains will still be sent out. And any payment problems are now fixed.

• 
  🗡️COPAN🔱@🇯🇵🇺🇦⭐️🇺🇦🇲🇩🇹🇼🇳🇷🇬🇱🤘 (@nankaufufucopan) reported 51 minutes ago

  @unnuovoinizio1 @antoninaodesssa @tatyanaodesssa I attempted to send money via PayPal. However, as I mentioned before, transfers from Japan result in an error. This has been happening for some time. It is a problem unique to Japan and serves as one of the barriers to support for Ukraine from the Japanese people. Are there any other ways to send money?

• 
  isac (@isacfnr) reported 54 minutes ago

  Need help! My acc on paypal got suspended.. for some reason if someone know how to fix it 50$ prize money for u I really need help!

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  Podcast Alpha (@PodcastAlphaX) reported 54 minutes ago

  Chamath @chamath: the Stripe-PayPal bid is a shot across the bow for $V and $MA. That is the line that matters. The ~$60-per-share offer for PayPal is not really about PayPal. It is an attack on the card duopoly the market treats as untouchable. Here is the build. Stripe, Block ($XYZ), and Advent combine PayPal's 400-million-plus accounts with Stripe's roughly $2 trillion in payment volume and its risk and stablecoin stack. Sacks @DavidSacks sharpens the point: that scale enables far more **"on-us" transactions**, payments that settle inside the combined network and bypass Visa and Mastercard entirely. Every on-us transaction is interchange the networks never collect. The antitrust question turns on definition - call it merchant APIs and it is Stripe versus Braintree, blocked. Call it the card duopoly and it is pro-competitive. The consensus this cuts against: Visa and Mastercard trade as forever-compounders with an unbreakable toll on every swipe. Bill Gurley @bgurley made the same argument we heard here in June, that Visa's moat is "unjustified" and priced as if it can never be disrupted. This deal is the first credible disruption vector, not a PowerPoint. Implication: this is a slow-burn short-bias thesis on $V and $MA interchange, not a same-week trade. The networks do not lose volume tomorrow. But a vertically integrated rail with 600-to-700 million combined accounts changes the terminal-value story the multiple rests on. If you are long the networks for the moat, the moat just got a named challenger with $2T of volume behind it. Watch the deal's market-definition fight - that ruling decides whether the on-us threat is real or blocked at the starting line.

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  Danny Naz (@ThePupOfWallSt) reported 57 minutes ago

  @cperruna Another trash stock to down. The split made this untradable and unownable. The NEW PayPal LOL

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  𝕒𝕪𝕒 (@vbadfrnds) reported 58 minutes ago

  the day @Ticketmaster crumbles is the day we all celebrate. for an error on their part w/ paypal, i would now have to pay $2000 for the same tickets i bought during presale for $300

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  toni (@tonitrades_) reported 1 hour ago

  @CoinDesk @JennSanasie PayPal might actually be the prize here, not the problem. When giants fight to own it, that's not a dying brand - that's hidden value everyone missed.