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PayPal Holdings, Inc. is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders.
Full Outage Map
Sign inProblems in the last 24 hours
The graph below depicts the number of Paypal reports received over the last 24 hours by time of day. When the number of reports exceeds the baseline, represented by the red line, an outage is determined.
At the moment, we haven't detected any problems at Paypal. Are you experiencing issues or an outage? Leave a message in the comments section!
Most Reported Problems
The following are the most recent problems reported by Paypal users through our website.
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Sign in (55%)
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Errors (28%)
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Website Down (17%)
Live Outage Map
The most recent Paypal outage reports came from the following cities:
| City | Problem Type | Report Time |
|---|---|---|
 Plymouth |
Website Down | |
 Düsseldorf |
Errors | |
| Trowbridge |
Website Down | |
 Montévrain |
Website Down | |
| Offenburg |
Sign in | |
 Beaumont |
Website Down |
Full Outage Map
Community Discussion
Tips? Frustrations? Share them here. Useful comments include a description of the problem, city and postal code.
Beware of "support numbers" or "recovery" accounts that might be posted below. Make sure to report and downvote those comments. Avoid posting your personal information.
Paypal Issues Reports
Latest outage, problems and issue reports in social media:
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Derek Myers
(@imderek) reported
@AliExpress_EN Bought a $12 item using @PayPal and got charged a cash advance fee from @Chase -- what gives? Seems a lot of people are reporting similar issues from a miscategorization of purchases, please help!
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Alice the Wonderful
(@Tomas9841Bar) reported
@AquitaineH43797 @MatrixMysteries @PayPal I had one and closed it some years back. My credit was hacked over and over after that eBay or PayPal fiasco I had to deal with about 10 years, credit breach I've had nothing but trouble since
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Derek Myers
(@imderek) reported
@AliExpress_EN Bought a $12 item using @PayPal and got charged a cash advance fee from @Chase -- what gives? Seems a lot of people are reporting similar issues from a miscategorization of purchases, please help!
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MI_RantMaster
(@MI_RantMaster) reported
@AskeBay So, I am currently dealing with a buyer which is either a flat-out scammer or cannot admit that he made a mistake. And is trying to make me pay for it! I listed a rear dual exhaust valance on ebay. The photos showed it still attached to the WHITE bumper cover, so I made sure to list in capital letters twice "BUMPER COVER NOT INCLUDED DUE TO NOT BEING ABLE TO SHIP--GLOSS BLACK VALANCE ONLY). Also, the buyer messaged me before purchasing and asked questions such as condition and what style dual exhaust I had. I then messaged him close up photos of just the gloss black valance and a statement saying "I will carefully remove the valance from the bumper cover once it sells on ebay as I have both the bumper cover with valance listed locally. And was waiting that if it sold on eBay first (valance only) I would carefully remove it from the bumper cover, wrap it and ship to the buyer" He then made an offer which I accepted. I shipped to him at a cost of around $38 plus all the packing used to ship it carefully. Once delivered he made a return request stating that the photos did not match what he received. I refused the return and messaged him screenshots of the listing description stating twice in capital letters that the sale only included valance and no bumper cover. Along with a screenshot of the pre purchase conversation where I state this again in ebays message feature. He then opened a case and eBay automatically accepted his return. Even though I did nothing wrong and listing stated, "No returns". Now it gets even worse. He has messaged me stating that the return label that eBay sent him did not work and that he went to another shipper and spent $143 to ship it back to me. And that if I do not sent him the money through cash app, zelle or paypal within 2 days he is going to leave negative feedback. While I understand that sellers/buyers make mistakes. In this case I believe that I made none. And that I should not be out my time of disassembling the valance from the bumper cover, $30+ in special inflated bubble wrap and packing, the cost of the original shipping label, and now a return label which is 5x the original shipping cost. If eBay would have just sided with me and explained to the buyer that the listing description and pre purchase messaging clearly shows that the bumper cover was not included none of this would be happening. I feel totally let down and my 9 years of perfect selling ratings is ruined for doing absolutely nothing wrong. Can you explain why a seller is allowed to make a frudlant return?
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Vaulty Protocol
(@vaulty_protocol) reported
You buy a Mbappé PSA 10 card for €1200 on @eBay 6 months later you find out: it’s FAKE The seller vanished @PSAcard says “not our problem” @PayPal refuses refund (too late) Loss: €1200 This happens to THOUSANDS of collectors every year It has to stop 🧵 TradingCards #PSA #mbappe
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Premkumar Nandagopal
(@premkn) reported
Cloudflare outage slashes CFD brokers’ trading volumes by nearly $1.6B each - Incident: Cloudflare experienced a technical outage on 18 Nov 2025 that caused widespread website errors and downtime for roughly three hours (peak disruption ~2–4pm GMT). - Estimated impact: FinanceMagnates data suggests the average CFD broker lost about $1.58 billion in trading volume during the outage — roughly 0.91% (~1%) of monthly trading volumes/revenues. - Volume context: Excluding top 10 brokers that reported no outage, monthly trading volumes ranged from $40B to $416B (Q3 2025), averaging $174B/month and ~$7.91B/day (22 trading days). - Affected firms: Brokerage sites confirmed impacted include Monaxa, Skilling, Xtrade and FXPro; many other platforms (X, Spotify, OpenAI, Perplexity, AWS, Canva, PayPal, etc.) also reported disruptions. - Caveat: Reported losses may be partial since traders can return later to settle positions after outages. - Takeaways: highlights systemic risk from reliance on major CDN/network providers, vulnerability of digital trading platforms, and the need for contingency planning across online services. #CloudflareOutage #CFD #Fintech @Cloudflare @OpenAI
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Derek Myers
(@imderek) reported
@AliExpress_EN Bought a $12 item using @PayPal and got charged a cash advance fee from @Chase -- what gives? Seems a lot of people are reporting similar issues from a miscategorization of purchases, please help!
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Vaulty Protocol
(@vaulty_protocol) reported
You buy a Mbappé PSA 10 card for €1200 on @eBay 6 months later you find out: it’s FAKE The seller vanished @PSAcard says “not our problem” @PayPal refuses refund (too late) Loss: €1200 This happens to THOUSANDS of collectors every year It has to stop 🧵 TradingCards #PSA #mbappe
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init
(@proc0) reported
@DividendDynasty Do you actually use PayPal for more than eBay? 1. Aside from the 6-mo 0% APR financing they have no moat. Every other payment company does things better. 2. The only thing that works well is Venmo, which they AFAIK acquired and not built. They just didn't have time to ruin it. 3. For a company that relies on software so much for their services, theirs is crap. Not just the visual design, but the logical. Go on Reddit and their support forums - years of unsolved issues and complaints. A company that doesn't listen to its users will definitely not listen to shareholders.
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Vanquished
(@XVanquished) reported
@TheAgreementist @SaysSimulation Paypal didnt perform poorly. This guy was sent to verizon to be the bad guy and move on. He wont fix anything because verizon is already one of the leanest companies out there but wall street doesnt care. Just pay that dividend
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Rₒₘₐₙ Aₗₑₓ⛧
(@Sweeney_Bleeder) reported
Everything that was affected by the Cloudflare outage: ChatGPT; Canva; Discord; Grindr; Spotify; PayPal; Amazon Web Services (AWS); Uber
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Vaulty Protocol
(@vaulty_protocol) reported
You buy a Mbappé PSA 10 card for €1200 on @eBay 6 months later you find out: it’s FAKE The seller vanished @PSAcard says “not our problem” @PayPal refuses refund (too late) Loss: €1200 This happens to THOUSANDS of collectors every year It has to stop 🧵 TradingCards #PSA #mbappe
-
Derek Myers
(@imderek) reported
@AliExpress_EN Bought a $12 item using @PayPal and got charged a cash advance fee from @Chase -- what gives? Seems a lot of people are reporting similar issues from a miscategorization of purchases, please help!
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John Wheeler
(@jwheelerdev) reported
@Kross_Roads Old eBay programmer here. eBay still uses the same APIs as it did 25 years ago. PayPal does too. Tech debt is holding them back. That's what I got out of today's call. The slow rollouts - this might impact broader initiatives, and I think Alex sees that now.
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Vaulty Protocol
(@vaulty_protocol) reported
You buy a Mbappé PSA 10 card for €1200 on @eBay 6 months later you find out: it’s FAKE The seller vanished @PSAcard says “not our problem” @PayPal refuses refund (too late) Loss: €1200 This happens to THOUSANDS of collectors every year It has to stop 🧵 TradingCards #PSA #mbappe
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Vanquished
(@XVanquished) reported
@TheAgreementist @SaysSimulation Paypal didnt perform poorly. This guy was sent to verizon to be the bad guy and move on. He wont fix anything because verizon is already one of the leanest companies out there but wall street doesnt care. Just pay that dividend
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init
(@proc0) reported
@DividendDynasty Do you actually use PayPal for more than eBay? 1. Aside from the 6-mo 0% APR financing they have no moat. Every other payment company does things better. 2. The only thing that works well is Venmo, which they AFAIK acquired and not built. They just didn't have time to ruin it. 3. For a company that relies on software so much for their services, theirs is crap. Not just the visual design, but the logical. Go on Reddit and their support forums - years of unsolved issues and complaints. A company that doesn't listen to its users will definitely not listen to shareholders.
-
Vaulty Protocol
(@vaulty_protocol) reported
You buy a Mbappé PSA 10 card for €1200 on @eBay 6 months later you find out: it’s FAKE The seller vanished @PSAcard says “not our problem” @PayPal refuses refund (too late) Loss: €1200 This happens to THOUSANDS of collectors every year It has to stop 🧵 TradingCards #PSA #mbappe
-
Derek Myers
(@imderek) reported
@AliExpress_EN Bought a $12 item using @PayPal and got charged a cash advance fee from @Chase -- what gives? Seems a lot of people are reporting similar issues from a miscategorization of purchases, please help!
-
Derek Myers
(@imderek) reported
@AliExpress_EN Bought a $12 item using @PayPal and got charged a cash advance fee from @Chase -- what gives? Seems a lot of people are reporting similar issues from a miscategorization of purchases, please help!
-
Vanquished
(@XVanquished) reported
@TheAgreementist @SaysSimulation Paypal didnt perform poorly. This guy was sent to verizon to be the bad guy and move on. He wont fix anything because verizon is already one of the leanest companies out there but wall street doesnt care. Just pay that dividend
-
John Wheeler
(@jwheelerdev) reported
@Kross_Roads Old eBay programmer here. eBay still uses the same APIs as it did 25 years ago. PayPal does too. Tech debt is holding them back. That's what I got out of today's call. The slow rollouts - this might impact broader initiatives, and I think Alex sees that now.
-
snoɯʎuouA
(@ERLNCINAR) reported
2/3 SCALE: •11K+ reports (USA) •3.8K+ reports (UK) •Major sites down: X, ChatGPT, PayPal, Uber Eats THE CORE ISSUE: Single provider, centralized control plane = systemic risk despite distributed architecture #Cloudflare #cloudflareconnect
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Kari_B61ex
(@KarinaBail98629) reported
@BarkJack_ Yes, many sites I use for my work - it was due to a Cloudflare outage. I couldn't even access Downdetector, as they obviously use Cloudfare. PayPal and ChatGPT were also affected.
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Rohit Mittal
(@rohitdotmittal) reported
deep dive into embedded lending consumer embedded lending wins - BillMeLater started 2000, ebay bought for ~$1B in 2008, now paypal credit - only 2 embedded lending companies went public: affirm + afterpay, both consumer - zero embedded SMB lenders have gone public despite bigger market - embedded payments crushed it in SMB, embedded lending didn’t - why? consumer conversion funnel - 10,000 purchasers → 100 loan applications → 50 approvals → 25 conversions - conversion rate only 0.25% but massive ecommerce volume makes it work - purchase completed in same session, huge advantage - affirm $20.2B originations 2023, klarna $98B GMV, afterpay $27.3B - combined ~$150B in 2023, worth $25B+ market cap even post-crash - this is just one product line (closed-end unsecured consumer credit) - add credit cards + auto loans = hundreds of billions more key difference from direct lending - direct lenders (lending club) burn cash on CAC through marketing - embedded lenders partner with merchants, $0 variable CAC - oldest form: getting auto loan at dealership, dealer shows you options SMB embedded lending hasn’t succeeded in a big way - captive lenders bigger than third party (shopify capital, stripe capital, square capital) - few new players: parafin ($94M raised), kanmon ($9.2M), slope ($78M) - pipe hit $2B valuation in 2021, now fraction of peak - no standalone $1B+ embedded SMB lending companies exist SMB product types - merchant cash advance: pay % of future sales until paid - invoice factoring: sell unpaid invoices at discount - loans (secured/unsecured): monthly installments - lines of credit: revolving, working capital - non-bank lenders focus on MCA + factoring - banks focus on loans + LOC issues with SMB origination - toast capital: $1B annualized originations 2024 - square capital: $4.78B loans 2023 - shopify: $719M outstanding receivables end of 2023 - stripe processes $1T payments/year but lending still not massive - total top 3 SMB: ~$6B vs consumer top 3: $150B - 25x difference despite SMB lending market arguably bigger why SMB doesn’t scale - consumers = one market, universal underwriting (credit score + income) - SMBs = many smaller markets, construction ≠ restaurants ≠ ecommerce ≠ accounting - different operational structures, income sources, margins, seasonality - specific tools exist for each vertical (toast for restaurants, stripe for ecommerce) - underwriting for construction doesn’t work for ecommerce - infrastructure doesn’t transfer cross-vertical, natural limiting factor the vertical trap - companies start focused on one vertical to get wedge (necessary) - then expand wedge, move upmarket, add robust functionality - but expanding to other verticals = building new software almost from scratch - lending stays sub-scale if launch vertical isn’t big market - competitive forces prevent building great second product - SMB can only grow as fast as software adoption in that vertical - picking big market more critical for SMB than consumer consumer credit spectrum advantage - each FICO score point = billion dollar market in consumer - sofi not big in subprime, capital one not big in super prime - tricky to move across spectrums but each spectrum huge - SMB doesn’t have this - stuck in verticals the eventual outcome - biggest software companies in any vertical become captive lenders - shopify, stripe, square, toast all followed this path - but still tiny compared to consumer volumes AI as potential unlock - AI can manage complexity of underwriting different business types - business lending has less oversight than consumer - don’t need to explain models to regulators like consumer lending - extensive operational automation needed in business lending - AI could bypass vertical-specific infrastructure problem - build models handling heterogeneous businesses in one platform
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Vaulty Protocol
(@vaulty_protocol) reported
You buy a Mbappé PSA 10 card for €1200 on @eBay 6 months later you find out: it’s FAKE The seller vanished @PSAcard says “not our problem” @PayPal refuses refund (too late) Loss: €1200 This happens to THOUSANDS of collectors every year It has to stop 🧵 TradingCards #PSA #mbappe
-
Vanquished
(@XVanquished) reported
@TheAgreementist @SaysSimulation Paypal didnt perform poorly. This guy was sent to verizon to be the bad guy and move on. He wont fix anything because verizon is already one of the leanest companies out there but wall street doesnt care. Just pay that dividend
-
MI_RantMaster
(@MI_RantMaster) reported
@AskeBay So, I am currently dealing with a buyer which is either a flat-out scammer or cannot admit that he made a mistake. And is trying to make me pay for it! I listed a rear dual exhaust valance on ebay. The photos showed it still attached to the WHITE bumper cover, so I made sure to list in capital letters twice "BUMPER COVER NOT INCLUDED DUE TO NOT BEING ABLE TO SHIP--GLOSS BLACK VALANCE ONLY). Also, the buyer messaged me before purchasing and asked questions such as condition and what style dual exhaust I had. I then messaged him close up photos of just the gloss black valance and a statement saying "I will carefully remove the valance from the bumper cover once it sells on ebay as I have both the bumper cover with valance listed locally. And was waiting that if it sold on eBay first (valance only) I would carefully remove it from the bumper cover, wrap it and ship to the buyer" He then made an offer which I accepted. I shipped to him at a cost of around $38 plus all the packing used to ship it carefully. Once delivered he made a return request stating that the photos did not match what he received. I refused the return and messaged him screenshots of the listing description stating twice in capital letters that the sale only included valance and no bumper cover. Along with a screenshot of the pre purchase conversation where I state this again in ebays message feature. He then opened a case and eBay automatically accepted his return. Even though I did nothing wrong and listing stated, "No returns". Now it gets even worse. He has messaged me stating that the return label that eBay sent him did not work and that he went to another shipper and spent $143 to ship it back to me. And that if I do not sent him the money through cash app, zelle or paypal within 2 days he is going to leave negative feedback. While I understand that sellers/buyers make mistakes. In this case I believe that I made none. And that I should not be out my time of disassembling the valance from the bumper cover, $30+ in special inflated bubble wrap and packing, the cost of the original shipping label, and now a return label which is 5x the original shipping cost. If eBay would have just sided with me and explained to the buyer that the listing description and pre purchase messaging clearly shows that the bumper cover was not included none of this would be happening. I feel totally let down and my 9 years of perfect selling ratings is ruined for doing absolutely nothing wrong. Can you explain why a seller is allowed to make a frudlant return?
-
River on Tech 🔰
(@RiverOnTech) reported
📰 Cloudflare Global Outage: Incident Report Summary Incident Overview A significant global outage impacted the Cloudflare network and its customers on November 18, 2025, causing widespread connectivity and accessibility issues for numerous high-traffic websites and online services worldwide. Root Cause Analysis The incident was definitively attributed to an internal configuration error within Cloudflare’s Bot Management system. * The Specific Error: A bug in the logic responsible for generating configuration files for the Bot Management feature resulted in the creation of a configuration file that was significantly larger than expected. * System Failure: The Cloudflare software component responsible for reading and implementing the Bot Management configuration has a hardcoded size limit for these files. When the oversized file was deployed, the system failed to load it correctly, leading to a cascading failure across a large portion of the network. Impact The outage resulted in severe downtime and reduced performance for a wide range of platforms utilizing Cloudflare services. Key impacted services included, but were not limited to: * Major social media platforms (e.g., X, formerly Twitter) * AI services (e.g., ChatGPT) * Design and productivity tools (e.g., Canva) * Financial services (e.g., PayPal) * Delivery and ride-sharing applications (e.g., Uber Eats) Resolution and Mitigation Cloudflare’s engineering teams successfully mitigated the issue by: * Identifying the oversized configuration file as the source of the failure. * Temporarily halting the deployment of the faulty configuration logic. * Rolling back the configuration to a previously stable and working version. The service was fully restored after the corrupted configuration was removed and replaced, and the company confirmed that the incident was resolved later that day. By @RiverOnTech
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Derek Myers
(@imderek) reported
@AliExpress_EN Bought a $12 item using @PayPal and got charged a cash advance fee from @Chase -- what gives? Seems a lot of people are reporting similar issues from a miscategorization of purchases, please help!