Paypal status: access issues and outage reports

Problems in the last 24 hours

The graph below depicts the number of Paypal reports received over the last 24 hours by time of day. When the number of reports exceeds the baseline, represented by the red line, an outage is determined.

Most Reported Problems

The following are the most recent problems reported by Paypal users through our website.

• Sign in (45%)
• Errors (34%)
• Website Down (21%)

Live Outage Map

The most recent Paypal outage reports came from the following cities:

City	Problem Type	Report Time
Guayaquil	Sign in	1 day ago
Berlin	Sign in	3 days ago
Township of Evan	Sign in	3 days ago
Ciudad López Mateos	Errors	6 days ago
Anglet	Sign in	6 days ago
Hamburg	Sign in	6 days ago

Full Outage Map

Community Discussion

Tips? Frustrations? Share them here. Useful comments include a description of the problem, city and postal code.

Beware of "support numbers" or "recovery" accounts that might be posted below. Make sure to report and downvote those comments. Avoid posting your personal information.

Paypal Issues Reports

Latest outage, problems and issue reports in social media:

• 
  vvinterorange art ♦️ (@vvinterorange) reported 59 seconds ago

  @frantabul0sa so boosty and hypolink are my only way to sell something xD they are patreon-like and must accept bank cards soo i guess it could work?? as i know all artists in my country use them... but these platforms dont have a paypal payment option and that could be a problem... idk

• 
  Mimi (@mimicomments) reported 1 minute ago

  @DrewPavlou Perhaps you could set up something simple like a buy me a coffee or paypal me link so people can support you directly. The Flynn issue seems hopeless for now. I hope that can eventually get resolves but seems you need to have a way for people to support you in general:

• 
  WallStreet2Web3 (@WallStreet2Web3) reported 3 minutes ago

  PayPal Slumps After Buyout Talks Collapse: What Just Happened & Why It Matters PayPal just lost its lifeline — and the stock got obliterated. Stripe and Advent International walked away from a $53 billion buyout. The stock crashed 12-17% in a single session, from $62 to $52. JPMorgan and Morgan Stanley had committed the money. Now it's dead. What Actually Happened In July, Stripe and Advent offered $60.50 per share — a 28% premium. PayPal's board wanted $70. The deal died. Talks revived in mid-August. Then on August 27, Bloomberg dropped the bomb: collapsed for good. The stock went from $62 to $50.98 in pre-market. A $10 billion wipeout before breakfast. Why They Walked Away - Price gap: PayPal wanted $70, buyers offered $60.50. Too far apart. - Regulatory risk: A combined Stripe-PayPal would process $3.7 trillion annually. The FTC and EU would force divestitures of Braintree or Venmo. Why the Market Crushed the Stock PayPal's entire rally this quarter was built on deal hope. The stock was up 40%+ since June. Not because earnings were great — because investors thought Stripe would rescue them. Now? The rescue is gone. And PayPal has to face ugly reality: - Revenue growing just 4% - Active accounts flat at 439 million - The "PayPal button" moat eroding as Apple Pay and Google Pay take over The stock fell back to pre-rumor levels. All the deal premium? Evaporated. What PayPal Actually Is Today - Market cap: ~$52 billion (was $360 billion in 2021) - Revenue: $33.2 billion, growing 4% - Free cash flow: $6.4 billion - Stock: From $300+ in 2021 to $52 today This is a company that prints cash but can't grow. It processes nearly $2 trillion in payments but trades at 8-10x earnings. The market sees terminal decline. The Fintech Valuation Warning Stripe is worth $159 billion private. PayPal is $52 billion public. Yet PayPal processes similar volume and generates $6 billion in free cash flow. The difference? Stripe is growing. PayPal is not. Investors pay 50x revenue for growth. They pay 8x earnings for stagnation. PayPal is the latter. If the original fintech giant trades like a utility, what does that mean for every other fintech unicorn? What Investors Should Watch 1. Don't chase M&A rumors — PayPal rallied 40% on deal hope, gave it all back in a day. 2. Fintech ETFs are risky — ARKF, FINX hold PayPal. When the bellwether collapses, the whole basket suffers. 3. Indian fintech fundraising gets harder — Paytm, PhonePe, Razorpay watch this closely. If PayPal trades at 8x earnings, why should Indian fintechs trade at 30x? Bottom Line PayPal went from "takeover target" to "turnaround story" overnight. The $53 billion bid proved it has value. The collapse proved that value isn't enough. For 20 years, PayPal was the king of online payments. Today, it's a $52 billion company fighting for relevance. When your best hope is getting acquired and even that fails, you have a problem. The fintech graveyard is full of companies that were once "too big to fail." PayPal isn't there yet. But it's walking in that direction. Is PayPal a value trap at $52, or a genuine bargain? Drop your take below 👇 Follow @WallStreet2Web3 for more clear market analysis. DYOR!

• 
  Riley (@Riley_McKenna1) reported 4 minutes ago

  @ShoeQueen0318 @ThatsAllAreanna Sadly wokesky isn't doing ****. Been doing the same. We need to hit her where it matters the most, either her linktree or her PayPal/venmo. Won't they shut PayPal down if there's too many charge backs?

• 
  JerseyTFs (@Jersey_TFs) reported 5 minutes ago

  Cause if its an issue with paypal and stuff I will more then gladly open up more options

• 
  saph 🦄 (@stevestappen) reported 5 minutes ago

  @m4xlesbian they're trying to shut down the donations system (attempting to report to paypal and other portals that AO3 accepts donations from about the "depraved works" hosted by the website)

• 
  Morpheu5 Stock Watcher (@Morpheu5Watcher) reported 8 minutes ago

  THE THREE PRICE TARGETS PUT ON PAYPAL $PYPL SINCE FRIDAY WERE $50, $51 AND $70: The Quality-Value Len5 is watching PayPal at $53.18, -$0.48 / -0.90% today. The San Jose company runs the PayPal checkout button, Venmo, and Braintree, which handles card payments behind other companies' checkout pages. The bottom line: on Friday PayPal lost its buyer, and the shares gave back $7.81 in a single session. Nothing about the business changed that day. What ended was somebody else's offer to pay more than the market would. WHAT HAPPENED ON FRIDAY Since July there had been a bid on the table. Stripe, the privately held payments company, and Advent International, a private-equity firm, had jointly offered $60.50 a share - about $53B for the whole company. PayPal's board considered it too low. On Friday, August 28, Bloomberg reported the pair had walked away. Reuters put the sticking points at price and at how hard a deal that size would be to get past regulators. The shares went from $61.47 on Thursday to $53.66 on Friday: -$7.81 / -12.7% in one session, on 36.3M shares against a 30-day average near 11.5M - more than three times an ordinary day's trading. Today they have traded as low as $51.92, under Friday's own low of $52.62. Roughly seven dollars of that price was one buyer's opinion, and it is gone. Bloomberg noted the two could return later. Nobody is obliged to. THE THREE TARGETS Within two business days, three firms published a view on the same company and the same facts. - Loop Capital, Friday morning: target cut to $50 from $62, rating Hold. - Mizuho, Friday morning: cut to $51 from $60, rating Neutral. - RBC, this morning: RAISED to $70 from $65, rating Outperform. A price target is one firm's estimate of where a share should trade in about a year. It is an opinion, not a measurement. Across everyone who follows the stock the average target is $56.32 and the average rating is hold. So one firm believes these shares are worth a third less than another firm does, three days after the same news. That spread is the story, and the June quarter is where it comes from. WHAT THE COMPANY REPORTED ON JULY 28 Two numbers sit at the heart of it, and they point opposite ways. Total payment volume - the dollars moving across PayPal's systems - was $486.4B, +10% from a year earlier. Busy. Transaction margin dollars - what PayPal keeps out of those payments after paying the cost of moving them - was $3.9B, +1%. Leave out interest earned on customer cash and it was $3.6B, +3%. Ten percent more money went through. One percent more stuck. The rest of the quarter reads the same way: - Net revenue $8.68B, +5% - Profit per share $1.25 on the standard accounting measure, -3%; $1.38 with certain one-off items stripped out, -1% - Operating margin - what the business keeps out of each sales dollar before interest and tax - 16.4%, down 1.71 points - Active accounts 439M, +0.3% over the year, and DOWN 0.2M from three months earlier - Free cash flow - the cash left after running the business and paying for equipment - $1.78B - Cash and investments $15.3B against $13.4B of debt Then the buyback, which is the largest single thing PayPal does with its money. A buyback is a company purchasing its own shares and cancelling them, so every remaining owner holds a slightly bigger slice. It spent $1.5B on that in the quarter and $6.0B across twelve months, retiring about 111M shares against the 855M that exist today. Management raised its full-year forecast: adjusted profit near $5.38 a share against $5.31 last year. On the standard measure it still expects a mid-single-digit decline from $5.41. Put the price against that. $53.18 divided by $5.38 is about 9.9 times what the company itself expects to earn this year. ONE NAME, SIX LEN5ES - QUALITY-VALUE - STRONG, and the only one of the six carrying it. This style hunts a durable business at a fair price, and PayPal is sixth on that watch. The fair-price half is not arguable at roughly 10 times earnings with 111M shares retired in a year. Durability is where the fight is. A checkout button 439M people already have is a real moat - the thing that stops a competitor simply taking your customers - and volume growing 10% while the money kept from that volume grows 1% is what pressure on a moat looks like from the inside. WHAT WOULD CHANGE IT: transaction margin growing anywhere near the pace of payment volume. WHAT WOULD BREAK IT: active accounts falling a second straight quarter, because a button nobody reaches for is not durable at any price. - DEEP-VALUE AND SPECIAL-SITUATIONS - NOT A FIT, and the most interesting no here. That style wants a business priced under what it looks worth, or one carrying a dated event still to play out. Cheap is present. The event is what failed: an unsigned offer that has now been withdrawn is not something anyone can plan around. Friday is the proof - the event resolved, and it resolved by vanishing. WHAT WOULD CHANGE IT: a signed agreement with a real closing date, or a markdown deep enough that the business by itself, with no buyer anywhere in the picture, is the entire reason to look. - GROWTH - NOT A FIT, and the price is not the problem. Growth you are not overpaying for needs both halves, and the second one is missing. Adjusted profit guided to $5.38 against $5.31 is roughly a 1% year, and on the standard measure the company expects earnings to fall. WHAT WOULD CHANGE IT: transaction margin dollars speeding up so profit rises with volume instead of trailing it by nine percentage points. - MOMENTUM - NOT A FIT, on the plainest evidence available. That style watches a company already climbing on news of its own. This one fell 12.7% in a session on somebody else's decision, sits 32.9% below the $79.22 it reached on October 28 last year, and traded lower again today. WHAT WOULD CHANGE IT: the shares climbing back on PayPal's own quarterly figures rather than on talk of a buyer. - HYPERGROWTH - NOT A FIT, on age and size rather than judgment. Early and fast-growing is the brief. PayPal is 27 years old, serves 439M accounts, books $8.68B in a quarter and grows it 5%. WHAT WOULD CHANGE IT: honestly, almost nothing available to it - a business this size cannot become early again, and Venmo or the financial-services push would have to compound for years at a rate the whole company has not managed in a decade. - INCOME - NOT A FIT, and the reason is which pocket the cash comes from. That style watches cash genuinely reaching owners and genuinely funded by the business. The dividend is $0.14 a quarter, declared for payment on September 25 to holders on the books September 4 - $0.56 a year, about 1.1% of the share price. The $6.0B of buybacks is the real cash return, near 13% of the company's $45.5B market value, and it came out of money the business earned rather than borrowed. But a buyback is a decision, not a promise: it can be halved next quarter with no announcement and nobody calls it a cut. WHAT WOULD CHANGE IT: the declared dividend growing into a meaningful share of the price, so the cash return is something owners can count on instead of something they hope continues. THE MIRROR IMAGE, TWO PLACES DOWN THE SAME WATCH Visa at $381.01, -$0.59 / -0.15% today. The San Francisco company runs the network that moves money between shoppers, shops and banks every time a card is tapped, and it sits eighth on that same Quality-Value watch - for exactly the opposite reason. Visa trades near 33 times its last year of earnings, $4.56 / 1.2% under the $385.57 high it set on August 26. PayPal trades near 10 times, a third below its own high. One has the durable half settled and no discount to show for it. The other has the discount and an argument about the durability. What would open the Visa read is a real markdown with earnings unchanged; what would break it is regulation cutting what the network is allowed to charge on each transaction. WHAT TO KEEP AN EYE ON Not whether a buyer comes back. The gap between those two June-quarter figures. PayPal reports the September quarter in late October - treat the date as unset until the company names it - and the line to find is transaction margin dollars against total payment volume. If volume keeps growing near 10% while the margin grows near 1%, then 10 times earnings is cheap for a reason. If they converge, a $70 target stops looking eccentric. One smaller dated item: from September 4 the shares trade without that $0.14 payment, which lands September 25. THE RISK, SAID WITHOUT DECORATION Nothing here is a forecast. The bear case is written into the company's own report: payment volume growing ten times faster than the money kept from it, with the number of people using the service flat over a year and slightly lower than three months ago. A stock can sit at 10 times earnings for years when the earnings are going nowhere, and this company's own guidance has profit falling this year on the standard measure. Push the other way and it breaks just as fast: two buyers examined these numbers up close and were willing to pay $60.50, and a board that said no is either right or expensive. For six weeks this stock had a price somebody else was willing to pay. Since Friday it has only had the one the business can justify - and Friday put $7.81 between them. Not investment advice.

• 
  sourcery (@sourceryy) reported 8 minutes ago

  Kaz @nejatian on the biggest lesson he learned from Shopify CEO @tobi Lütke: There's only 3 rules you learn in business school: 1. Money is good 2. More money is better 3. Money now is better than money later "What ends up happening is: people very frequently sell future growth at a massive discount for today's stock price." "The result of that is PayPal. Over and over that company made the wrong decisions because they cared more about today than 10 years from now." "And guess what—it is now 10 years from now and the company’s in deep trouble." "Tobi had this wonderful mentality of applying essentially a zero discount rate to future growth." "He was like, 'Growth tomorrow or growth today, I’m indifferent. I will never sacrifice growth tomorrow for growth today.'" "What ends up happening is, because human beings always misunderstand compounding, you end up getting way higher growth later on." "It’s a very hard thing to do in practice because you have to look at a chart and say, 'Nah, I’ll take some of it later.' That’s very hard." "There are 2 SaaS companies that stand differently from the rest: Palantir and Shopify." "I think it’s partially because they do things that are just so different than every other company."

• 
  E (@dopeboyE43) reported 10 minutes ago

  Fix your ******* app @PayPal

• 
  puré🎡🐐 (@komemerda) reported 16 minutes ago

  Im having some issues so i might have to close the keychain store soon. Shot them an email to see if it's solvable but they basically make me take payments in PayPal but then pay for production with card only so with all the transfer fees and conversion I am losing money lol 😭

• 
  saph 🦄 (@stevestappen) reported 17 minutes ago

  @leccverst they're trying to shut down the donations system (attempting to report to paypal and other portals that AO3 accepts donations from about the "depraved works" hosted by the website)

• 
  ericthepoet (@ericbundipoet) reported 21 minutes ago

  @PayPal I transfered money from PayPal to Mpesa on Thursday 27th August, the money was deducted from PayPal but never hit my Mpesa. The status of the transaction is marked as complete. I need some assistance and escalation of that issue.

• 
  NDN Silver (@WingsNDNSilver) reported 22 minutes ago

  Cindy is out of the hospital and has wound-care treatment tomorrow. No idea yet on the medical bills, but thanks to y'all, she's down to needing $430 to repair her car: PayPal: @ cindysalazar435 Venmo: @ tiocindy42

• 
  Laura M. (@Vero_barcalover) reported 23 minutes ago

  @AskPayPal I’m traveling and I cannot access my account! I’ve been asked to reset my password but the email with the code never reaches. Phone number is not working. Security question get a “there was a problem, try later”. It’s been 48 hours. Help!

• 
  Dhark (@traceytina16) reported 25 minutes ago

  @Safaricom_Care @SafaricomPLC we need to understand where our money is disappearing to since you don’t want to clarify what the problem is. It has now been over a week and nothing. On @PayPal money was transferred but it is only your app that says it’s pending ffs

• 
  daily lelouch (@lelouchbot) reported 33 minutes ago

  Hi everyone! unfortunately I’m going through some financial difficulties due to personal issues and am struggling to make ends meet. bc of this I’m reaching out to ask for your help. If you have some spare cash and would like to assist me, I’m leaving my PayPal and Pix details 👇

• 
  daily hamefura (@HAMEFUR4) reported 33 minutes ago

  Hi everyone! unfortunately I’m going through some financial difficulties due to personal issues and am struggling to make ends meet. bc of this I’m reaching out to ask for your help. If you have some spare cash and would like to assist me, I’m leaving my PayPal and Pix details 👇

• 
  TheOriginalKhutso🇿🇦 (@OriginalKhutso5) reported 36 minutes ago

  @MasterBolaji Nigerians and no sense of accountability,you used to say the same about Shoprite. Even tiktok or PayPal had problems in Nigeria doing well in other countries but Nah Nigerians are not the problem

• 
  Ronald Britton (@Ronaldp38dy) reported 40 minutes ago

  @JayJayasuriya Permanent shutdown with zero explanation is such a hard place to be, no reason means no way to even fix whatever triggered it. Hope @AskPayPal actually gives you something concrete soon.

• 
  Meiya✨🍉 (@exqired_) reported 42 minutes ago

  @BreazyBash Tryin to snatch one but PayPal is giving me so many issues it says it blocked my bank from some bullshit, all I did was try linking my bank 💔💔 I just want my gem💔💔

• 
  cukinia (@wetfatrat) reported 44 minutes ago

  @0KULTRA__ unfortunately these are closed for now because of paypal issues </3

• 
  Sam Parr (@thesamparr) reported 45 minutes ago

  Former CEO of PayPal + Inuit Bill Harris on Moneywise today. He broke down his portfolio and expenses (and what it was like working w/ Elon + thiel. - Net worth: ~$100m. Divorce cut it roughly in half - ~$50m in operating companies he's starting, ~$25m diversified securities, ~$25m bonds. No PE/hedge/alts - "absurd fees" - PayPal/eBay exit: personally "more than 20 million, less than 50" - Personal Capital: sold to Empower for $825m with $23b AUM; his take was north of $100m post-tax - New venture: ~$10m of his own money in - Total annual burn: ~$70-80k all in, property tax included ("well less than a hundred thousand bucks") - No mortgage (cottage paid off), no car, bikes to work - Owned a ton of stuff (houses, cars, planes). Sold it all because it took too much time to maintain.

• 
  Uriel (@urielokahu) reported 47 minutes ago

  A client wanted paid roles in their discord. Here's the whole flow. User visit site, discord login, checkout in crypto or PayPal, payment webhook hits my backend, verify, bot assigns the role, cron watches expiry. Sounds clean. It wasn't. The webhook fired twice on one payment. Same user, two events, milliseconds apart. Without idempotency keys that's a double charge or a corrupted subscription record. Fix: every payment event gets a unique key written to the database before anything is processed. The second event sees the key and exits. Boring code. Saves you a refund and a very annoyed customer.

• 
  ✍️孤独な象 (=◕ᆽ◕ฺ=) COMMS OPEN (@k0dokunazou) reported 48 minutes ago

  @yanqr2ct I hope problem with PayPal will be solved soon

• 
  Miguel Rivera (@miguelrivera) reported 49 minutes ago

  Hey @PayPal, why do your customer service agents keep dodging me? Three separate agents have abruptly closed our chat today right when I asked them to resolve my issue This is incredibly frustrating. Please DM me so I can actually get some real help #CustomerService #BadService

• 
  Benjamin (@Benjamincfc22) reported 52 minutes ago

  @_crtt10 @mftopboy @grok what happened to the PayPal glitch

• 
  Moshe Klein (@KleinMoshe) reported 54 minutes ago

  @PayPal I have a problem with my account where payments I send get reversed every couple of days for absolutely zero reason. Frustrating isn’t the word. And speaking to overseas CSR is getting absolutely nowhere.

• 
  TheOriginalKhutso🇿🇦 (@OriginalKhutso5) reported 54 minutes ago

  @the_popemichael Is that Why Shoprite, PayPal, tiktok, etc had problems in Nigeria? They can't compete? Nigerians need to develop a sense of accountability

• 
  Richa K (@richakakw) reported 58 minutes ago

  Hi PayPal⁠ Support, I’m facing an issue with a payment on my PayPal UAE account and need assistance from your support team. Could someone please help me resolve this or guide me to the appropriate support staff? Thank you! @PayPal_Open @PayPal @AskPayPal

• 
  Odogwu Herself (@IdaraImeh) reported 60 minutes ago

  Look at the timeline and something clicks. May 2025, Coinbase drops x402 so agents can pay per request. September 2025, Google launches AP2 with over 60 partners including Mastercard and PayPal. January 2026, ERC-8004 hits Ethereum mainnet, almost 39,000 agents register in 90 days. May 2026, @Concordium’s Agent Registry goes live. June 2026, Proof introduces x401 to handle identity proof. That's five major pieces of agent infrastructure landing across just over a year, and the gaps between them keep shrinking. Payment, identity proof, runtime management, persistent registry, verified human anchor, each one built by a different team without waiting for the others to finish first. Nobody planned one unified system. It's assembling itself in public, piece by piece, weeks apart instead of years apart. That pace alone tells you something about how seriously the industry is taking this problem right now.